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You can win an award for more than the insurance limits. Now, try to collect the extra directly from the insured. Good luck.

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Q: Can you collect more than the at fault person is insured for?
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Can you sue an insured person in an auto accident if they were at fault?

You need to be more specific about where the loss occurred. If it happened in a no-fault jurisdiction, your right to sue is typically more limited than in a tort jurisdiction.


Can you deny the benefits of an insurance policy if you are the owner so the beneficiary can collect the proceeds of the policy tax free after the insured is deceased?

I assume you are talking about life insurance. As the policy owner, you have no right to benefits so there is nothing for you to do. Benefits are only payable to the beneficiary unless all beneficiaries are deceased prior to the insured then it would be paid to the estate of the beneficiary. The owner of the policy basically has control of the policy before the insured dies. They are the only one who can change address, payment method, beneficiary, etc. If the owner is not the insured then the owner is the only person who can make policy changes. The insured person has no control over the policy if a different person is the owner but after death the owner has no more rights. Also, all life insurance is tax free as long as you never deducted the premiums for tax purposes.


Can an injured person recover more money than the at-fault person's auto insurance covers in Florida?

Stupid people...


What if I am rear ended and other driver has no insurance and no license Can I collect restitution from the state since the driver is illegally driving?

No, The at fault party (meaning the person who rear ended you) is responsible for your damages. Unless you could prove that your "State" was somehow responsible for yo being rear ended, You could not prove your state Liable for your damages.If you are carrying adequate coverage including uninsured and under insured motorists coverage then you will be covered for such a loss. Your insurer could pay your damages and then seek reimbursement through the courts from the at fault uninsured driver whom you allege was driving illegally.If you purchase only the minimum coverage and left uninsured, under insured motorists coverage off your policy then you accepted the risk that such a loss could happen.AnswerNo, of course not.If you were mugged, could you get reimbursed by the state since the mugger was committing a crime?That said, if you could collect restitution from the state, states would get a lot more serious about enforcing their insurance laws.


What happens if you get into an accident but only have a license but no insurance but the other person has a license and insurance?

Two problems... First, if the accident was in any way your fault, then you are on the hook for that percentage of the cost of the accident. Since most accidents are never 100% one person's fault, this could cost you thousands or more. Even though the other driver most probably has un-insured/under-insured coverage, you can be assured that he/she will subrogate the claim, and their insurance company will come after you for payment. Second, many states require insurance as a requirement for driving a car. Failure to have insurance is a chargeable offense, and you could be fined and/or jailed because of this. At minimum, you can expect that your license will be suspended or revoked.


How do you file a claim on your own to an insurance company after being involved in an accident that wasn't your fault?

call the at fault company and advise you need to report a claim...give them all the info you have on their insured, they can set up a claim and proceed with the claim investigation..if you need more info/help please provide more details and I'll see what i can do.........


If you were injured in an accident and have no insurance is the person at fault liable for the damages and medical bills?

well yes, the person 'at fault' is generally always responsible, but not enough details in your question, there are many exclusions that could apply, more info/loss details and i will try and be of more assistance.


In New Mexico can a person collect unemployment if they ask for a temporary leave of absence and then the employer fires them?

It sounds like there is more to the story than what is told here. If you lost your job through no fault of your own, the unemployment investigators would check out all the facts in the case. If you were innocent, you would most likely collect benefits. If, under New Mexico's laws you were in the wrong, you would not.


Do siblings share life insurance payouts?

Life insurance proceeds are payable according to the beneficiary designation made by the insured and that is a part of the insurance policy. As such, the beneficiary can be any person or entity that had an insurable interest in the life of the insured at the time of the policy's inception. Concievably, that can be one or more of the siblings of the person insured. However, the insured is free to change the beneficiary(ies) at any time prior to death. If the insured designates his/her estate as the beneficiary of the policy, upon death, the proceeds are paid to the estate and distributed per the terms of the deceased's Will. If there is no Will, the proceeds, along with other assets of the estate, are distributed according to the laws of intestate successation of the state in which the insured died.


What can you do if someone totaled your car and don't want to pay for it?

You can sue them if there is a chance of collecting anything, but it's hard to collect even if you prevail and they have money. First wait until fault is determined unless you are in a no fault state. Hopefully, the other insurance co will pay, if not hopefully, you had more than liability.


What can occur when a person owes more money than he or she can earn or pay creditor's?

A person can lose everything he or she owns when creditors move in to collect what they are owed. A person might have to go through bankruptcy.


What can occur when a person owes more money than he or she earns or pay to creditors?

A person can lose everything he or she owns when creditors move in to collect what they are owed. A person might have to go through bankruptcy.