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You go to your teacher, get an appointment to meet with the teacher whenever it's convenient

for the teacher.

Then, when you have the meeting, you sit down with the teacher, and you either say

"I never learned borrowing in subtraction.", or else you say "I never learned regrouping

in subtraction." ... whatever they call it now. Then say "Please help me learn it."

Then you stay awake, you listen, and you learn it. You do not say "OK thanks" until you

really understand it.

One of you ... either you or the teacher ... failed to do his job the first time around.

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Q: If you have zeros in the tenths and hundredths place in the first number and fives in the tenths and hundredths place of the second number how do you subtract?
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