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The puzzle is normally "What two coins make 55 cents if one is not a nickel?" The answer of course is a half dollar and a nickel, because the half dollar is the one that's not a nickel - nothing is said about BOTH not being nickels!

Otherwise the answer is straightforward: three dimes and one quarter.

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Q: What coins make 55 cents if you cannot use a nickel?

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25 cents plus 5 cents = 30 cents. One of these coins is not a nickel.

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