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It does not, though the answer does depend on the nature of transactions. Despite popular belief to the contrary, lots of bartering - formal or informal - goes on all the time. Car-share is a somewhat formal example. You take your children and their friends to a party, one of the other parents brings them back is a more informal transaction. No money involved.

And the only loser is the taxman!

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Q: Why money serves as a common denominator in every transaction?
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