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the unwillingness to take risks.
Prime synonym: vigilant
The noun form of the adjective 'circumspect' is circumspection.
The adverb form is "cautiously" (carefully, tentatively).
The related noun is circumspection, meaning caution or prudence.
la désinvolture: carelessness, nonchalance
la discrétion: discretion, circumspection
There is no word punity. The word "impunity" means no fear of punishment or retribution. The opposite of impunity could be circumspection, caution not to incur any liability.