0
Can the Chex system keep records on you for more than five years?
Wiki User
∙ 15y ago
To dispute write to:
Mail: Chex Systems, Inc.
7805 Hudson Road, Suite 100
Woodbury, MN 55125 Phone: By phone at 800-428-9623 or fax at 602-659-2197
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
Does chex systems remove you from their records five years from the date reported or the closure date?
Five years from the closure date.
How can you remove the negative mark from the chex system sooner than 5 years?
you can't. It has to be removed by the bank that reported you to them. Even if you pay the bank debt, they usually will still not remove the record for five years. You have the right to file a dispute but there is no guarantee for removal
If you included your Bank of America checking account in a 2003 discharged chapter 7 is it legal for them to place a black ball on you so you cannot open a new checking account?
It's legal for the person to be placed in the Chex System for the required five years.
How long keep dental records in Nevada?
five years
Can your bank account be closed if you've had the account for 6 months and you've just been reported on the Chex Systems?
possible. After my five years with chex systems passed, I opened a checking account and the bank closed it after two months due to my chex systems record. They froze it and then closed it without notice to me. I found out when the ATM card quit working. I then had to get Chex systems to write a letter to them because my record should have been gone after five years, but that did not help me get my account back. Yes, if the account holder resides in a state where the banking laws allow the action without due process of law.
How many years should you keep bank records?
It is best to keep them for four to five years.
What are the five cereals grown in grasslands?
Fruit Loops, Trix, Lucky Charms, Chex, Cap'n Crunch
Will you be removed from ChexSystems even if the balance has not been paid off?
After five years. At least that is how long they kept me in and I paid. It makes no difference if you pay or not. You will still be in Chex systems for at least five years. The only way to get out of chexsystems is to wait the 5 years or file a dispute with either chexsystems or the bank that reported you to chexsystems. There is no guarantee for removal. Paying Chexsystems will NOT remove you. They do however have to make sure their records show that no debt is owed. Chexsystems is a CRA and must adhere to the FCRA. All information on your report MUST be accurate or deleted.
After you pay off your debt owed to the previous bank how long would you have to wait to open a checking account or any type of a banking account?
five years if you are reported to chex systems. been there done that..
How long do bends stay in your system?
five years
How long does a broker keep records?
in the state of Florida, a real estate broker must keep transaction records for five years. this may vary from state to state.
How long does broker keep records?
in the state of Florida, a real estate broker must keep transaction records for five years. this may vary from state to state.
