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What is a geographic area for HMO service?
A geographic area for HMO service refers to the specific region in which an HMO (Health Maintenance Organization) provides health coverage and medical services to its members. This could encompass a city, county, state, or broader geographic area depending on the HMO's network and service area.
What does HMO stand for?
Health Maintenance Organization HMO stands for Health Maintance Organization. Basically an HMO lets you go to a small group of doctors and hospitals. But, if you go anywhere else you have NO COVERAGE.
What type of coverage does the HMO Blue Cross offer?
The HMO Blue Cross plan covers inpatient and outpatient medical care, mental health care, substance use care, prescription drug coverage, and preventative care.
Husband has hmo dental insurance and i have delta dental does this mean we have dual coverage?
It means you each have a different insurance company. If you had both HMO dental coverage and Delta Dental (and the veteran in me has to ask: "for God's sake, WHY Delta Dental?") active at the same time, that would be dual coverage.
Why HMO were formed in the first place?
HMO's were formed because, HMO reflected not consumers' demanding coverage or non-physician entrepreneurs seeking to establish a business but rather providers wanting to protect and enhance patient revenues.
Which is better-a ppo or an hmo healthcare plan?
The one that is better depends on your actual medical needs, and your desire for flexibility with the doctors that you see. In a HMO, you are restricted to a network of doctors, and typically there is no coverage if you go to an out of network doctor. In a PPO, you get more affordable coverage when you stay in network but you can go out of network if you have to. You still have coverage out of network in a PPO, but you pay more before the insurance pays. For these reasons, HMO's are less expensive than PPO's.
What doesnt a Medicare beneficiary enrolled in an HMO need?
In most cases they will not need Prescription Drug Coverage as it is covered under the HMO. If you have any questions contact an insurance professional.
What does HMO stand for and what is it for?
HMO stands for Health Maintenance Organization. It's a type of health insurance, where it usually costs less than traditional plans but the coverage isn't as extensive.
Please explain the difference between HMO and PPO medical insurance plans?
With an HMO you have a network of doctors and hospitals that you can use and anyone outside of this network will not be paid for by your insurance. All of the records are centrally located and available to anyone in the network and you choose a primary physician who then can make referrals to a specialist if needed. With a PPO, there is a preferred provider netwok however you can go outside the network with reduced amounts of coverage. It is easier to get a second opinion , switch doctors and see a specialist as you have more choices. HMO's generally cost less.
How do I select a Medicare HMO?
Visit www.medicare.gov to compare Medicare HMO's in your area. You can then select one and enroll on the website.
What does HMO medical insurance cover?
HMO medical insurance covers all aspects of medical coverage that a person should need. This includes doctor's office checkups, outpatient surgeries, and hospitalizations.
Does Atlantis HMO offer domestic partnership coverage?
Yes, in some states. In New York City, Atlantis offers a domestic partner rider on all HMO plans as of September 1, 2006.
