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There are two things you have to ask.

1. Does it ends in a zero? If the answer is no then there is no need to move on to the next question. It is not devisible by 20

2. If you take off that zero then are you left with an even number? if the answer to both of these is yes then It is devisible by 20

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Q: How do you know if a number is divisible by 20?
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