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Should you pay a collection acct that has had no activity for over 2 and one-half years or dispute it in hopes that the agency has purged it from their records?
There is no way to predict what will happen in your specific case. But, generally, collection accounts are not only active after 2.5 years, but get sold to other agencies and show in a duplicated manner on your credit report, often with double the deficiency balance showing. It is always in your best interests to pay what you owe, or settle the account.
What else can I help you with?
When was The Sun Records Collection created?
The Sun Records Collection was created in 1994.
Database is a collection of related records?
YES, Database is a collection of related records.
If your original creditor was removed from your credit report can you dispute the collection agencies still showing the debt and have them removed also?
No, the original crditor was removed because the account was sold to a third party collector. The entry will remain on the report for the required 7 years from the DLA. You can dispute the collection agency entries as well. Often times if you have paid the debt, the collection agency will no longer keep records, thus be unable to prove the debt when you dispute it. They more than likely won't even respond, as they got their money and don't care anymore.
What term refers to a collection of related records?
Database system is collection of data .Also Database system refers to a collection of related records.
Can a collection agency report an account from the year the account was handed over to them?
No, this is called "re-aging" the debt, so that it stays within the statutes for collection and legal action within your state. Dispute this with the credit bureau, and of course, keep all account records for proof.
What steps can I take to address a collection agency complaint effectively?
To address a collection agency complaint effectively, you can take the following steps: Review the complaint carefully to understand the issue. Gather all relevant documentation and records related to the debt. Contact the collection agency in writing to dispute the claim and request validation of the debt. Keep detailed records of all communication with the collection agency. Consider seeking legal advice or contacting a consumer protection agency for assistance if needed.
What is collection of records called?
oeuvre
How do you dispute a number of collections that you have paid?
Get a copy of all three credit reports, then dispute them. The credit reporting agencies will contact the creditors to verify. If the collection agencies do not report the items paid, you will need to contact the collection agencies individually, and provide them with proof of payment. Do this by certified mail, with a letter advising them to correct the records within 30 days. If they do not, you may have recourse thru the FTC under the Fair Credit Reporting Act.
What called a collection of records on a particular topic is stored?
A collection of records on a particular topic that is stored is called a database. A database is an organized collection of data that can be easily accessed, managed, and updated.
What is collective noun for records?
For records that are sound recordings, the collective noun is a stack of records or a collection of records. For records that are written documents, the collective noun is an archive of records.
Is a table a collection of records for a single object?
A table in a database contains a collection of records (or rows). Each record contains one or more fields (or columns).
When was Record Collection created?
Collectables Records was created in 1981.
