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If you can stick to it, you'd be better off (come out way ahead) if you use the money to pay off the loan then put the same amount of money into the bank that you would have been paying for the vehicle. You'll be quite a bit ahead, but you'd need to force yourself to "pay yourself", just as if you were the bank.

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Q: Should you pay off the car loan at seven percent for 60 months or put the money in a CD earning five percent for the same time period?
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