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If the tax rate is y (where y is less than 10%) then the answer is:
39.95 + (.0y times 39.95)
If y = 9 then answer is 39.95 + (.09 x 39.95) = 39.95 + 3.60 = 43.55
(if the tax rate is 10% or more then its .10 or .11 or .12 etc)
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0.0118
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