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Net NPA = Gross NPA - (Balance in Interest Suspense account + DICGC/ECGC claims received and held pending adjustment + Part payment received and kept in suspense account +Total provisions held)

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Q: What is the difference between Net NPA and Gross NPA?
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Difference between gross npa and net npa?

GROSS NPA; ALL BANK ADVANCES CATEGORISED AS SUB-STANDARD, DOUBTFUL AND LOSS ASSETS NET NPA: Gross NPAs minus Provisions made on them as per the standards laid down.


How do you calculate net npa?

Net NPA = Gross NPA - (Balance in Interest Suspense account + DICGC/ECGC claims received and held pending adjustment + Part payment received and kept in suspense account +Total provisions held).


How do you calculate net NPA ratio in reserve bank of India?

The NPA is a Non Performing Asset as defined by the Reserve Bank of India. To calculate the Net NPA you take the Gross NPA minus the balance of a suspense account, DICGC claims, part payments received, and the provisions held.


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Gross = Before TaxesNet= After Taxes


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