It depends on the local laws and on what the speed limit is.
is 0.86 over the limit for driving
Yes, driving 5 mph over the speed limit is considered speeding.
fine
The penalty for driving 5 miles per hour over the speed limit in this area is typically a fine.
its $270 driving over the limit.
The speed limit is exactly that. The LIMIT. Driving faster than the limit can get you a ticket. So, No.
your driving at 30 miles per hour over the speed limit.
speeding
106A is just driving over the speed limit. The fine depends on a) how much over the limit you are driving, and b) whether or not you have received a previous citation for this offense. The fines range from $227 (first offense, driving from 1 to 15 kph over posted limit) to $2,412.41 (third or subsequent offense, driving more than 31 kph over the posted limit in a school, construction or other special zone [doubled fine])
1 mph
no it is not
Yes. Going under the speed limit is (-) going over the speed limit is (+) going on the speed limit is (0)