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What recourse do you have if a collections agent reported 2 items that are inaccurate a month before your Chapter 7 was discharged?
Contact an attorney. You may have several issues including the fact that they "lied" on a credit report and a possible contempt issue for taking action while the automatic stay was in effect.
What else can I help you with?
If you default on a student loan does that stay on your record after you file for a Bankruptcy?
Any debt listed (or should have been listed) in your bankruptcy can be reported as discharged for the ten years the bankruptcy can be reported. Since a student loan cannot be discharged without proving a hardship (the difficulty of which varies from state to state and even court to court), the default can probably be reported as long as it remains unpaid.
What if you don't pay your contract phone bill?
It will go to collections and be reported as a negative on your report like any other unpaid bill
Is there a time limit on disputing inaccurate credit information?
There is no statute of limitations in disputing information on your credit report. If it is being reported, it can be disputed. Simple enough! ;o)
How do you find a list of accounts sent to collections?
Get a copy of your credit report from all three bureaus. You can get a free copy each year. This report will tell you all of the collection accounts that are currently reported, and to which of the credit bureaus they are being reported to.
Do evictions hurt obtaining loans?
Evictions are not placed on credit reports. However, if expenses related to an eviction are sent for collections, that will be reported. Also there are tenant screening lists where an eviction can be reported and might create a problem in obtaining future housing.
Have there been any problems with the pacific northwest on cryptids island?
Some users reported that the helicopter or Bigfoot stops moving on the chase sequence. The only recourse is to reboot and replay the Northwest scene.
What is the minimum amount to taken to collections?
According to page 2-10 of the Guide to the Federal Credit Bureau Program there is no minimum amount that must be met in order to be reported.
Can an apartment complex hurt your credit by sending you to collections for a damaged carpet?
It's possible, but these type of problems usually do not get reported to CRA's. It is at the descretion of the party initiating the action.
Can creditors still report delinquencies after filing bankruptcy?
After the discharge, you are entitled under federal law to have the balance of each discharged debt reported as "O". The history of delinquencies can be reported, but the balance must be zero. If it is not so reported, dispute the debt.
What recourse do I have if the at fault driver will not contact his insurance company about the accident?
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Will a voluntary auto repossession still show on your credit reports after Chapter 7 is discharged?
Most likely. They are two separate issues.AnswerYes. It will show that you no longer owe the debt, as well. AnswerIt MAY show up, however, if the debt for the vehicle was discharged in bankruptcy, it cannot be reported. There can be no negative reporting on a discharged debt - not even for a voluntary repo. If the vehicle was surrendered as part of the bankruptcy, the loan should show as a ZERO balance, no past dues, and 'included in bankruptcy' on your credit report.
When does the bankruptcy get reported to the credit bureau Is it a filing or discharged I'm currently awaiting discharge from Chapt 13 after 4yrs in plan but it doesn't appear on my report?
It is supposed to be reported when you file. You can order all 3 of your credit reports from freecreditreport.com for no charge and contact all of them with your bankruptcy information. You need to have the lawyer who filed for you get on top of reporting this though. You should not have to.
