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When people have more then one insurance which one is considered the primary ins?
Wiki User
∙ 13y ago
If medicare is one of the insurances then medicare is primary and the commercial insurance is secondary.
If you have two commercial insurances then that would depend. It would be a good idea to contact both and get that straight before you incur a lot of bills.
Wiki User
∙ 13y ago
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When will secondary health insurance not pay?
if primary paid more than allowed amount or if patient has primary insurance
If Primary insurance paid more thatsecondary would allow. Is patient responsible for deductible and coinsurance?
Is the patient responsible for deductible and coinsurance if primary insurance paid more than secondary would have allowed.
What is the basic criteria of insurance being primary in the case of two or more insurance policies?
This is a confusing question... The answer is at steveshorr.com
What is the primary reason for insurance?
Insurance has many benefits that can help people greatly in hard times especially in car crashes, injuries, destruction of homes and much more. Insurance is the coverage one may receive when something goes wrong.
If the primary insurance allows more than the secondary insurance what would the secondary insurance pay?
Secondary insurance will not pay the claim but the remaining charges should not be billed to the member/patient. Provider of service should write off the patient responsibility that primary insurance applied.
Is a squirrel a decomposer?
No, a squirrel is not considered a decomposer. They are considered consumers. More specifically, they are primary consumers since they eat vegetation.
Which insurance policy is never primary when the insured has more than one policy?
Medicare
Can gateway be primary health insurance in PA?
Yes it can be but only if you are on it for more then 5 years. :)
If primary insurance pays more than what the secondary allowed?
The balance gets adjusted.
Can medicare be used for secondary insurance if the primary insurance is paid by your employer?
Medicare is primary if your group is under 20 lives. 20 lives or more and medicare is secondary to your employer paid group plan.
Is there such a thing as an insurance for backpack travelers?
Yes, there is a thing called backpack travelers insurance. Backpack travelers insurance is for those people that plan on making trips to places that are considered dangerous and doing activities that are considered dangerous. Backpack travelers insurance has more coverage then normal travel insurance like emergency medical, rescue, personal money, and travel delay among some.
What is a primary policy?
The concept of a "primary policy" can best be understood when there exist two or more insurance policies that arguably provide coverage for the same occurrence. The "primary insurance" is the policy that is first responsible for the payment of claims. A good example might be when a state requires that the owner of a motor vehicle to maintain what of often called "personal injury protection coverage" (a/k/a "no fault coverage"). That type of insurance pays a percentage of the injured insured's medical expenses and/or lost wages regardless of fault for the collision. If the injured insured also has major medical or hospitalization insurance, a primary/secondary insurance scenario develops. State statutory law or interpretative case law will dictate which is primary and which is secondary, but typically, the coverage specific to the occurrence (e.g. the auto-related insurance) will be primary until benefits are exhausted. Primary/secondary insurance situations may also develop when insurance is required to be maintained by the terms of a contract between two or more parties. Often, the contract specifies which (or whose) insurance will be primary.
