Her condo insurance would cover it.
Chances are you have by now found out there was more to it than bubbles. The main sewer line is clogged and dirty water and much more uglyness is on its way. The sewer line needs to be roto rootered.
If you live in a second floor condo and you rent the condo, the leak that causes damage is the responsibility of the owner of the building. If you own the condo, the leak is the responsibility of the owner of the condo with the leak.
If it was determined that the condominium did not bear any blame, then you are the one who would be responsible.
Read your governing documents to determine this responsibility.
Let your condo insurance company duke it out with the master policy insurance co.
Your consideration of your downstairs neighbors is commendable. Present your remodel plan to the board for approval -- as required by your declaration, and include your downstairs neighbors in the conversation, so that you are confident that the remodel is required.
A little, but they are different. A townhouse is usually a row house, one of several attached buildings. They may have completely separate ownership. A condominium ("condo") is often more like an apartment but essentially it is a residence that is part of a group that has shared management and maintenance. The condo owner is responsible for inside the walls the a Home Owners Association (HOA) is responsible for the outside and the grounds. The condo owner will pay a monthly fee to the HOA for this work.
You should check on the laws in your area. In some regions, neither is responsible and your respective insurance companies pay for your own repairs. In others, the condo owner's insurance company above is repsonsible for paying. There may be a way to claim from the condo owner themselves.
If the master policy is written to include flood coverage, then, yes.
Read your governing documents to determine who owns what parts of the building(s).
Homeowners Insurance Policies always exclude preexisting un-repaired damage.
Read your governing documents to determine who owns the fuse panel, the unit owner or the association. As well, your board can help you determine who is responsible to fix/replace the panel and who is responsible for paying for it.
Read your governing documents to determine whether or not you are indeed responsible for watering your front lawn.Otherwise, if the association is responsible for watering, you can send a request to the board in writing and ask for their answer to your question.
You are responsible for all debits to the Association and Mortgage holder until the unit is sold. If the unit is sold the New owner get to pay your bad debit, the mortgage company will hold you responsible for any difference between the sales price and what is owed.
Not if the condo was built to code.
George Condo has written: 'George Condo'
It should go on your neighbors insurance, he's the one whos responsible for the damage.
The titled owner of a condominium is responsible to pay assessments for a condominium unit, regardless of how the titled owner ended up with the title to the real estate. The state and the association's governing documents may extend this debt to a personal obligation that is separate from the titled obligation.
If lighting is required on condominium property, the association is responsible for lighting. The city is responsible for lighting streets -- i.e., street lighting, not for lighting properties.
There is no standard. Please read your governing documents to determine who owns and is responsible for the outside plumbing in your community.
When inquiring about a condo loan a person needs to know what they want to spend, what features they desire in the condo and where they want the condo to be located.
In most cases the association is responsible for mantaining the roof and structure. It should the the association's insurance problem.
Go to the space where you are building the condo then there are red blobs where the blocks and fences go. Paint the condo then add the butterfly to the condo and your done!
Condo property management can be found from websites such as Condo Inc and All Property Management. Another example of a website is Condo Association Management.