Learn how many of the units in a condominum are lived in by their owners, and then divide that number by the total number of units there.
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Your personal condo insurance should cover it under the liability section. It will not be a penalty to you.
Everything depends on the variables involved in the situation. For example:Is the area a common area, or a limited common area reserved for the use of owners, but not all owners?Has the owner been restricted from access to community amenities for cause, such as non-payment of assessments?Who issued the notice of trespass, the association or the local police?Read your governing documents to confirm your right as an owner to be present in the common area. As well, understand the position of the trespass notice issuer.
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Read your governing documents to determine the line where your private ownership ends and common ownership ends.If it is common area:Owners (plural) maintain the attic area, this is proper, since it's possible that the attic is common area.Owners (plural) own the attic, it is subject to preventative maintenance, regular inspection and so forth.Owner (singular) maintains the attic area, that individual owner may be encroaching on real estate assets that belong to all the members.If it is private area: Owner (singular) actually owns the attic and it is not common area, the governing documents may require that this owner maintain the attic to some standard.If it is common area, by definition, and is used (maintained) by a single owner, the largest issues have to do with fire hazards, liability, and privilege.
No, only defined "common areas" owned by the condo association are considered common areas, and unbuilt lots usually belong to an individual (e.g., the developer or an investor). If the association owns them, they are most likely reserved for sale to a future tenant/builder, although the proceeds of the sale will go to the association.