twelve and four tenths
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You could write .124 a couple of ways:
Point one two four
One hundred twenty-four thousandths
It is: 124,000,000,000 = 124 billion
It is 12 2/5.
one hundred twenty four
It is 124, exactly as in the question. A decimal number is simply a way of representing a number in such a way that the place value of each digit is ten times that of the digit to its right. A decimal representation does not require a decimal point.
2x2x31=124