It is 10800000.
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80,00,000
A Lakh, Lac or Lacs is a unit in the Indian numbering system equal to one hundred thousand (100,000) units. 12 lakhs is therefore equal to 1,200,000 or One million two hundred thousand units.
Decimals are used to describe parts of a number, something in between two whole numbers. Tenths, halves, eights etc. But 108 is only whole numbers, so there's nothing there to use a decimal for.
They are: 103+5 = 108
108,000