Two million, nine hundred seventy-four thousand, eight hundred seven.
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8.07% = 80700/1000000 = 807/10000
A decimal number is simply a way of representing a number in such a way that the place value of each digit is ten times that of the digit to its right. A decimal representation does not require a decimal point. So the required decimal representation is 807, exactly as in the question.
8070, 7080, 807, 708
0.807 is a fraction. It is a fraction in decimal form rather than in the form of a ratio. However, that does not stop it being a fraction. Its rational equivalent is 807/1000 which cannot be simplified.
807 rounded to the nearest tens is 810