Twelve hundredths.
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0.012
.012 = 0 + (0/10) + (1/100) + (2/1000)
Times any number by 100 and you convert any number that you have into percent. The word "cent" means one-hundred (100). The word "Percent" means... PER-CENT (every one-hundred) I am assuming you meant "write .12 as a percent" This is 12%. But 012 as a percent is 1200%.
.012.
The word form is: thirty and sixty-eight thousandths.