Two tenths.
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Oh, what a happy little question! To write .020 in word form, you would say "twenty thousandths." Remember, there are no mistakes in art or math, just happy little accidents waiting to be turned into something beautiful.
The word form is: thirty and sixty-eight thousandths.
Numerically you can drop the prefix zero; hence 050 = 50 50 in word form is 'Fifty'.
1.002 in word form is: one and two thousandths.
0.90 in word form is: nine-tenths.