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Subjects>Math>Basic Math

What is 3.5 percent of a 135000.00 FHA mortgage?

Anonymous

∙ 11y ago

Updated: 4/28/2022

3.5% means 3.5/100 = 0.035

0.035 * $135,000.00

= $4,725.00

========

Wiki User

∙ 11y ago

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FHA Loan Calculator and Loan Options?

FHA loans were created to help minority people and other first-time home owners purchase a home. A FHA Loan calculator can help you figure out how much mortgage you can afford. It is important to be careful when borrowing money to finance your home. Borrowing too much can be a heavy burden that can lead to hardship or foreclosure. The process starts with your income. You need to plug your salary into the FHA Loan Calculator. You can then come up with an ideal mortgage amount for your new home. This figure should be what you can comfortably afford to pay each month. The number of years for the mortgage must be plugged into the equation, and the interest rate is also included into the calculations. You must also figure in the annual taxes for the home. All of these figures will help you determine if you can afford the new mortgage. You have to factor in your current expenses before making a final determination. Current expenses also must be plugged into the FHA Loan Calculator. The figures will be more accurate the more information you put into the formula. There are certain criteria you must meet to qualify for a FHA Loan. First, the gross income amount must be greater than 28% of the mortgage and tax monthly amounts. The gross is pre-tax income. The other requirement to qualify for a FHA Loan is the gross salary must be greater than 35% of the mortgage, taxes, and all other monthly debts. These guidelines are strict requirements for getting financing for a home loan. Each state has its own limits for the FHA Loan. There are quite a few different FHA Loans available. For example, a person can secure a fixed rate FHA loan for a mortgage. Another financial product is the FHA refinance loan. In some cases, it is a good financial decision to refinance a prior loan at a better interest rate. The FHA reverse mortgage is a product that is popular for seniors. They can get the equity out of their home while they are still alive. The loan does not have to be paid back while they are living. The loan can be repaid by living heirs when they take possession of the home.

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