4 percent off of 295 dollars is $11.8.
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4 dollars
20% off of 5 dollars = 80% of 5 dollars = 5*80/100 = 4 dollars.
$160.00 dollars
40 billion dollars
4 percent of 11000 dollars = $440 4% of $11000 = 4% * $11000 = 4%/100% * $11000 = 0.04 * $11000 = $440