Oh honey, that's an easy one. The number you're looking for is 14.84. Plain and simple, just like me.
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To write 8.81 in words, you would say "eight point eight one." The whole number part, 8, is pronounced as "eight." The decimal point is read as "point." And the decimal part, 0.81, is pronounced as "eighty-one hundredths."
A single digit in a number can have a place value. A number with several digits cannot.
To write 0.87 in words, you would say "zero point eight seven." This is because the decimal point separates the whole number (0) from the decimal fraction (87 hundredths). In this case, "eighty-seven hundredths" is expressed as "eight seven" following the decimal point.
To write 5.89 in word form, you would say "five and eighty-nine hundredths." This breaks down the number into its whole number part (5) and its decimal part (0.89). When converting decimal numbers to word form, you read the whole number part followed by "and" for the decimal point, and then read the decimal part digit by digit using the appropriate place value names.
0.09 is nine hundredths as a decimal.