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If the interest rate is 0 the future value interest factor equals what?
If the interest rate is 0, the future value interest factor equals 1. This is because, without interest, any amount of money will remain the same over time; thus, the future value of any present amount will be equal to itself. Therefore, regardless of the time period, the future value remains unchanged when the interest rate is 0%.
The index plus the margin chosen by lender results in what rate?
The index plus the margin chosen by the lender results in the fully indexed interest rate for an adjustable-rate mortgage (ARM). The index is a benchmark interest rate that reflects market conditions, while the margin is a fixed percentage added by the lender to determine the borrower's interest rate. Together, they establish the rate at which the borrower will be charged, which can fluctuate based on changes in the index. This combined rate affects the borrower's monthly payments over the life of the loan.
How do you calculate overtime pay base daily rates?
This is a common misconception and is overly simplified. A true overtime rate should be time and 1/2 on the "Base Rate" of pay or the factor of 1.5 against the unburdened rate. Example: Each employer (or a Contractor that supplies and laborer) has profit, overhead, and taxation built into a billable rate. If I provide a laborer to a client at a Rate of $50 an hour, only $40 of this is actually being paid to the laborer. The rest is taxes, insurence, benefits, and profit. An overtime factor should never be applied to a rate that contains this. The OT rate should be 1.5 X $40 plus the $10 overhead costs. Which would be $70.00 hour. If you're being charged an OT rate of $75 hour then you're being gouged.
What is the percentage rate of a heroin addict staying clean?
2% of recovering heroin addicts remain clean for at least 5 years.
What Basic Allowance for Housing BAH rate is for Soldiers living off post with at least one family member meeting the official definition of a dependent?
The Basic Allowance for Housing (BAH) rate for Soldiers living off post with at least one dependent varies based on the Soldier's rank, location, and whether they are with or without dependents. BAH rates are updated annually and are determined by the Department of Defense, reflecting local housing costs. To find the specific BAH rate for a particular area and rank, Soldiers should refer to the official BAH rates published by the Defense Travel Management Office or their unit's administrative resources.
What factor least affects the rate of runoff?
rate= speed...i think... well we have air earth fire and water as elements... i am not exactly sure if they are factors...but runoff is erosion, when dirt (earth) is carried away by water (water) and water is pushed by wind (air).Fire can burn down a forest which causes erosion. Part of the time it is from humans cutting down trees. So fire least affects the rate of runoff. sorry if this didnt help.
Factor that affects population number?
birth rate and death rate.
How does the soil type affect the rate of runoff?
a particular soil's ability to soak up moisture affects runoff rate. Sandy soils soak up a lot of water, so usually have a low runoff rate. Clay is very reluctant to take in water, so water runs off of it - it has a high runoff rate.
How do I find a good electrician Pune?
Name a factor that affects transpiration rate
What are the affects of infiltration rate?
The infiltration rate affects the amount of water that can penetrate the soil, impacting groundwater recharge and soil moisture levels. Higher infiltration rates can reduce surface runoff and erosion, while lower rates can lead to waterlogging and increased runoff. Managing infiltration rates is important for sustainable water resource management and soil health.
What factor would least effect upon the rate of photosynthesis in a plant?
The breathing rate of cats. Actually, wait, that might affect photosynthesis. Hmm...good question. If you think about, everything affects photosynthesis. Here is a better question: What DOESN'T affect photosynthsis?
What are four factors of runoff that determine runoff?
The first factor is the amount of rain an area receives, the second factor is vegetation, the third factor is the type of soil, the fourth factor is the shape of land, and the final factor is how people use the land.
Which is not a factor that effects the rate of weathering in rocks?
The color of the rock is not a factor that directly affects the rate of weathering. Factors such as temperature, moisture, chemicals, and the composition of the rock itself play a more significant role in determining the rate of weathering.
What is the most important factor that affects the rate of weathering?
The most important factor that affects the rate of weathering is the climate. Temperature, precipitation, and the presence of frost all play a significant role in determining how quickly rocks and minerals break down through weathering processes.
Which is not a factor that affects the rate of a reaction?
Force of gravity. The temperature of Mars. The number of ships in the harbour. The weight of a penny.
What factor would have the least effect on the rate at which an enzyme breaks down starch?
false
What factor will NOT increase the rate of eutrophication in freshwater?
Decreasing the amount of agricultural runoff entering the water body will not increase the rate of eutrophication. Agricultural runoff contains nutrients like nitrogen and phosphorus that can contribute to eutrophication by promoting excessive algae and plant growth in the water.
