Not a good idea. Install a back board. A backboard of 4' x 4' is of ample size to install the panel and anything
else that needs to be mounted. A thickness of 1/2" is OK but 3/4" is perfect. Some times telephone and cable companies need mounting points and this board is just perfect for this.
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yes wires is electrical panel
Electrical wire sheathing should not project more than about one inch into the electric panel.
Siemens bought Gould so a Siemens panel should work.
O course it is very dangerous. Moisture should never ever be allowed near a service panel.
No, you should not install anything in front or below the panel. You must have 36" of free space in front of the panel and 30" on either side of the panel.