The answer depends on which three point line and which ring!
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A 60-point diamond weighs just over half a carat (.50 carats). The size of the ring is not related to the weight of the diamond.
how much the 14ktge espo diamond with 10 stone
14k fg wedding band
about 435 dollars
Both versions of the description you give, 20 point and 0.2 carat mean that the stone is roughly one-fifth of a carat in weight.