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10% of 150 = 15
15%
15% = 10% + 5%; 10% of 19 = 1.9 and 5% is half of that so 15% = 1.9 + 0.95 ie 2.85
10% times 15%= 10% * 15%= 0.10 * 15%= 1.5% or 0.015
(15%) + (10%) = 0.25