9.75 is a fraction. It is a fraction in decimal form rather than in the form of a ratio. However, that does not stop it being a fraction. Its rational equivalent is 9 75/100 which can be simplified, but if adding (or subtracting) other decimal numbers with two digits, you may prefer to delay simplification.
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.975 is 975/1000 as a fraction or 39/40 when simplified.
15.234375 in fraction form = 975/64
9.75 = 975/100, as a fraction. You can simplify that if you wish.
0.0082
0.2% of 975 = 0.2% * 975 = 0.002 * 975 = 1.95