You write it as a whole then put it over 10,000 and simplify it.
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03125 = 3,125
0.03125 in percentage = 3.125%
1/32 = .03125 = 3.125%
A fraction is a ratio
To change 0.56 into a fraction, write it as a fraction and then simplify the fraction: 0.56 = 56/100 = 14/25