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By making the divisor (0.95) a whole number by multiplying it by some number (a multiplier) and the dividend (4) by the same multiplier; then do the division as normal:
The easiest multiplier is a power of 10, namely: 10, 100, 1000, etc. To decide which one, have the same number of zeros (0) as digits after the decimal point; in this case 0.95 has two digits after the decimal point, so use 100 (which has two zeros):
0.95 x 100 = 95
4 x 100 = 400
⇒ 4 ÷ 0.95 ≡ 400 ÷ 95
Dividing 400 by 95 will give the same result as if 4 had been divided by 0.95
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