It is: 0.18
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37%37 hundredths = 0.37% rate = 0.37 * 100% = 37%
0.09 as % rate:= 0.09 * 100%= 9%
The expected rate of return is simply the average rate of return. The standard deviation does not directly affect the expected rate of return, only the reliability of that estimate.
standard mail is used primarily to advertise products and services.
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