It is customary to put in embedded commas separating every three digits, starting from the right and working to the left to make a number having a large number of digits easier to read in literal or word form. The above number would be recast as: 177,155,754 and read as: one hundred and seventy-seven million, one hundred and fifty-five thousand and seven hundred and fifty-four.
0.90 in word form is: nine-tenths.
76 is written in word form as seventy-six.
4.700 in word form is: four and seven tenths.
The word say is a verb. The past tense form is said. The gerund is saying.
0.3 is written in word form as zero point three.
0.309 in word form is three hundred nine thousandths.
103 is written in word form as one hundred three.
one
It is fourteen.
Nineteen.
Twenty.
Ninety.