Well, honey, you say it's "nine fifteen." That's it. No need for fancy words or a thesaurus here. Just keep it simple and tell the time like it is. Time's ticking, so don't waste it with unnecessary fluff.
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fifteen thousand, four hundred nine.
To write 15.9 as words, you would say "fifteen point nine." This represents the whole number 15 followed by the decimal point and the fractional part 0.9, which is pronounced as "nine tenths."
Nine fifteen
Nine thirty.
In words, 15,409 is fifteen thousand, four hundred and nine.