Multiply it by (100 percent minus 9 percent).
(100 - 9) percent = 91% = 91/100 = 0.91
45,000 x 0.91 = 40,950
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15 percent of 45000 = 675015% of 45000= 0.15 *45000= 6750
five percent of 45000 = 22505% of 45000= 5% * 45000= 0.05 * 45000= 2250
38% of 45000 = 38% * 45000 = 0.38 * 45000 = 17,100
3% of 45000 = 3% * 45000 = 0.03 * 45000 = 1350
90000