Isn't it 1,039,000,000? One million is basically a "1" followed by 6 zeros, so I'm assuming you just add 6 zeros :P
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10.39 = 1039/100
one-tenth of 1039 = 1/10 of 1039= 1/10 x 1039= 0.1 x 1039= 103.9
You write 8.8 million as 8,800,000
To write 20.5 million numerically, you would write it as 20,500,000.
33.9417 million.