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In word forms, you can write it as 20 billion dollars, twenty billion dollars, $20 billion. Or you can write it as $20,000,000,000. There are at least 4 ways to write it, and probably more.
$120.20
900 million dollars is written as $900,000,000.
It is written as $450,000
17 million dollars can be written as $17,000,000.