According to the National Safety Council, 1.4 million accidents occur every year due to people using their cell phones. 200,000 of those accidents alone are from texting while driving.
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Yes. Several studies have shown that approximately 20% of all highway vehicle accidents occur because of driver fatigue. Many officials consider driver fatigue to be as large of a problem as drunk driving.
In total? It's impossible to say. Though on average there are 4,400 suicide deaths of young people every year, and studies have shown approximately half of these are due to bullying.
Indemnity is protection against a financial loss. An example would be when a person purchases an insurance policy to protect themselves from large financial losses due to sickness, accidents, or loss of material property.