It is 0.145 billion.
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2.8% of 145,000,000 = 4,060,000
Many, many, many, billions large. Ex. There are tens of billions of bugs outside!
There are 13,000 (13 thousand) billions in 13 trillion.
Billions are integers and so there will be no decimal points or digits after it.
1000 billions equal a trillion but in the olden days it was a billion billions that equal a trillion.