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You fail to understand the value of a nickel or a dime. A nickel is 5 cents. A dime is 10 cents. There are 2 nickels to make 1 dime.
You can make for a dime in 3 ways. 10 pennies 1 Nickel and 5 pennies 2 Nickels.
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A dime is smaller than a nickel. A nickel is worth less than a dime. A dime has a ridged side, while a nickel is smooth and thicker.
A quarter, a nickel, a dime, and a penny is only 41 cents ... not enough to make 75 cents in even one way.