Well, honey, if you want to divide 132 by 20, you'll see that it goes in 6 times with a remainder of 12. So, technically, 20 goes into 132 six times. But don't forget about that pesky little remainder hanging around causing trouble.
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20 goes into 132 six times, with a remainder of 12. This can be calculated by dividing 132 by 20, which equals 6 with a remainder of 12. The remainder represents the amount left over after the division is completed.