10% of 40000 is 4000 (divide it by 10)
so half of that is 2000 (10 divided by 2 is 5)
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5% of 40000 = 5% * 40000 = 0.05 * 40000 = 2000
2000
1 percent of 40000 = 4001% of 40000= 1% * 40000= 0.01 * 40000= 400
3 percent of 40000 percent = 12
The face value is 40000*(1.05)10 = 65156 approx.