One cent is 1 cent.
A decimal - not a decimal point - is a way of representing a number in such a way that the place value of each digit is ten times that of the digit to its right. A decimal representation does not require a decimal point.
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Write the numbers in a column so that all the decimal points are one below the other. Put a decimal point in the answers underneath the coumn of decimal points. Then add the numbers ignoring the decimal points.
There is always one decimal point but decimal places can be more than one. 927.1 has one decimal place which is the tenths place.
One hundredth of a cent is equal to 0.01 cents. In decimal form, this would be written as $0.0001. This value is commonly used in financial calculations and represents a very small fraction of a cent.
Any decimal less than one will round to zero.
One It's 3.14159 etc