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Present value of streams can be found by dividing the streams with 4 percent interest rate for example if stream is 100 then present value will be

present value = 100 / .04

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Can you take a loan from an annuity?

Yes, but not directly. An annuity is a stream of payments paid to some entity for some limited period of time (there are lifetime annuities which are known as perpetuities). One has the following two options for unlocking the value of an annuity: * Sell the annuity - receive the present value of all future payments right now in a single lump-sum - you will NOT have to pay it back, however, you will not receive any more annuity payments * Get a loan - offer the payments as security on a personal loan - the bank will ask you to redirect the payments of the annuity to their bank and either (1) directly use future payments to pay the loan payments or (2) keep future payments accumulated in a trust to guarantee that the loan gets fully paid.


What are fixed annuity rates?

Fixed annuities are essentially CD-like investments issued by insurance companies. Like CDs, they pay guaranteed rates of interest, in many cases higher than bank CDs. Fixed annuities can be deferred or immediate. The deferred variety accumulate regular rates of interest and the immediate kind make fixed payments - determined by your age and size of your annuity - during retirement. The convenience and predictability of a set payout makes a fixed annuity a popular option for retirees who want a known income stream to supplement their other retirement income.


Is stream up a compound word?

No. Stream up is not a compound word.


How many syllables are there in the word stream?

Stream has one syllable.


Algorithm for conversion from prefix to infix?

The belt-and-braces technique is easy enough: > > prefix_to_infix(stream, stack) > if stack is not empty > pop a node off the stack > if this node represents an operator > write an opening parenthesis to stream > prefix_to_infix(stream, stack) > write operator to stream > prefix_to_infix(stream, stack) > write a closing parenthesis to stream > else > write value to stream > endif > endif > endfunc

Related Questions

What is value of money?

The time value of money is based on the premise that an investor prefers to receive a payment of a fixed amount of money today, rather than an equal amount in the future, all else being equal. In particular, if one received the payment today, one can then earn interest on the money until that specified future date. All of the standard calculations are based on the most basic formula, the present value of a future sum, "discounted" to the present. For example, a sum of FV to be received in one year is discounted (at the appropriate rate of r) to give a sum of PV at present. Some standard calculations based on the time value of money are: : Present Value (PV) of an amount that will be received in the future. : Present Value of a Annuity (PVA) is the present value of a stream of (equally-sized) future payments, such as a mortgage. : Present Value of a Perpetuity is the value of a regular stream of payments that lasts "forever", or at least indefinitely. : Future Value (FV) of an amount invested (such as in a deposit account) now at a given rate of interest. : Future Value of an Annuity (FVA) is the future value of a stream of payments (annuity), assuming the payments are invested at a given rate of interest. The time value of money is based on the premise that an investor prefers to receive a payment of a fixed amount of money today, rather than an equal amount in the future, all else being equal. In particular, if one received the payment today, one can then earn interest on the money until that specified future date. All of the standard calculations are based on the most basic formula, the present value of a future sum, "discounted" to the present. For example, a sum of FV to be received in one year is discounted (at the appropriate rate of r) to give a sum of PV at present. Some standard calculations based on the time value of money are: : Present Value (PV) of an amount that will be received in the future. : Present Value of a Annuity (PVA) is the present value of a stream of (equally-sized) future payments, such as a mortgage. : Present Value of a Perpetuity is the value of a regular stream of payments that lasts "forever", or at least indefinitely. : Future Value (FV) of an amount invested (such as in a deposit account) now at a given rate of interest. : Future Value of an Annuity (FVA) is the future value of a stream of payments (annuity), assuming the payments are invested at a given rate of interest.


What does buying bonds do for an investor's portfolio?

Buying bonds can provide investors with a steady stream of income through interest payments and can help diversify their portfolio by reducing overall risk.


What are the benefits of investing in municipal bonds?

Investing in municipal bonds can provide benefits such as tax advantages, relatively low risk compared to other investments, and a steady stream of income through interest payments.


What are the benefits of investing in loan bonds?

Investing in loan bonds can provide a steady stream of income through interest payments, diversify your investment portfolio, and offer a relatively stable investment option compared to stocks.


Why choose science stream than arts or commerce?

interest matters the most every stream has options..........


How is the future value of a mixed stream of cash flows calculated?

formula for future value of a mixed stream


Which are least likely to be claimants to a firm's income stream?

Debenture holders are least likely to be claimants to a firm's income stream since they hold debt securities that are typically issued by corporations and do not have ownership rights or voting privileges. Their claims are limited to receiving interest payments and principal repayment based on the terms of the debenture agreement.


What is the percentage required for science stream?

Fifty percent


What is the meaning of perpetual-annuity?

a perpetual annuity is an annuity that continues forever- it has an infinite life.That is every year from its establishment this investment pays the same dollar amount.An example of a perpetuity is the dividend stream on preference shares.


What is an annuity stream called where the payments occur forever is called?

It's called a "Perpetual attribution"


What are the benefits of investing in income producing mutual funds?

Investing in income-producing mutual funds can provide a steady stream of income through dividends and interest payments. These funds can also offer diversification, professional management, and potential for long-term growth.


How much percent is needed for science stream after 10th class?

90%