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The Present Value Interest Factor PVIF is used to find the present value of future payments, by discounting them at some specific rate. It decreases the amount. It is always less than oneBut, the Future Value Interest Factor FVIF is used to find the future value of present amounts. It increases the present amount. It is always greater than one.
If you square any real number it will always be positive.
Present value annuity factor calculates the current value of future cash flows. The present value factor is used to describe only the current cash flows.
the zero porperty is the same factor equaling the property of negative one
The lowest common factor is always 1 ( or -1 if you allow negative numbers)-- not very interesting- the usual question is, "What is the highest common factor? " (2 in this case) or "What is the lowest common multiple?" (14 * 13 in this case)