3 percent mean 3 out of 100. So if banks give 3% interest (tell me if you can find one), they will pay 3 dollars for every 100 dollars you deposit. If there is a shop giving 3% discount, for every $100 worth of things you buy, you do not have to pay $3 of it, or pay $97 (how I wish it is the reverse)
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3.5 percent= .035 as a decimal and is 3 and 1/2 percent. If you mean what is 3.5 AS A percent, then it is 350%.
Did you mean "What is 3% of 728?" That would be 21.84.
75% = 3/4
Assuming that you mean as a percentage of 1, this would be equal to 818.75 percent.
If you mean: 9 and 3/4 then it is 9.75*100 = 975%