A spendthrift saves by accumulating wealth through careful management and prudent spending, prioritizing long-term financial stability. In contrast, a miser tends to hoard money and resources, often to an extreme, and may spend only when absolutely necessary, leading to a lifestyle of frugality that can hinder enjoyment of life. Essentially, the spendthrift focuses on saving for the future while the miser often restricts their spending out of fear of losing wealth.
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You save 15 dollars.
Penny-pinching is a compound adjective for a miser. Another compound adjective is Scrooge-like.
You can lose it, give it, spend it, save it, or invest it.
Spend it, save it and invest it
Depends on how much you spend. You save 15 percent of whatever you spend.