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A crude odds ratio is the probability that a case preceeded the control in regard to exposure and history.
adjusted odds ratios are the odds of a dichotomous event being true adjusted for or controlling for other possible contributions from other variables in the model.
Here are the odds in craps: 7 vs. 6 Odds: 6 to 5 7 vs. 5 Odds: 6 to 4 or 3 to 2 7 vs. 4 Odds: 6 to 3 or 2 to 1 7 vs. 3 Odds: 6 to 2 or 3 to 1 7 vs. 2 Odds: 6 to 1
Odds od 3-1 would pay out more.
3% is 3:100 as a ratio