Interest is usually added on, but since you want it off, the answer is 98.50
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15% of 10,000 is 1,500.
$1500
Interest = 83 x 3 x 15 = 3735. This is assuming you meant "simple" interest. If it is a one-off interest rate then the term is irrelevant and interest is 83 x 15 ie 1245
13.72 x .15 = 2.06 (percent off)
15 percent off of 399 results in 339.15